About
Built for merchants who treat privacy as table stakes.
XMRgate is a six-person bootstrapped team headquartered in Tallinn. We've worked on payment infrastructure and open-source wallet tooling for the better part of a decade, and we kept running into the same gap: every "crypto payments" provider quietly logs, custodies, or KYC's the buyer. We built the one that doesn't.
What we believe
Privacy is a default, not a setting.
Customer IPs and PII are stripped at the edge before any application server sees them. There is no toggle — it's how the system is built.
Wallet operations are visible and accountable.
Buyer payments enter platform-controlled wallets, balances are credited after confirmation, fees are deducted clearly, and merchants set their own payout addresses.
Approved merchants, not open signup.
Every merchant is reviewed by a human. It's slower, but it keeps abuse low and lets us stay no-log without becoming a fraud vector.
Boring infrastructure.
Postgres, Redis, Docker, Hetzner. No surprise dependencies, no opaque third-party SaaS in the payment path.
A short history
- 2024 · Q1Idea & first XMR-only prototype.
- 2024 · Q3First approved merchants. BTC + Lightning added.
- 2025 · Q1Stablecoin support (USDT/USDC). Public Tor mirror.
- 2025 · Q4Self-serve address rotation, team roles.
- 2026 · Q2Public docs, changelog and SDKs for Node + Go.
How we make money
One number: 0.5% of every settled invoice. No setup fee, no monthly minimum, no spread on conversion (there is no conversion). We don't sell data — we couldn't if we wanted to, see the no-log policy.