How it works
From signup to first payment in under 5 minutes.
No application. No KYC. No waiting list. Sign up with email + password, get your live API key on the next screen, drop the embed on your site, and you are accepting crypto payments today.
Sign up
Email, password, business name. That's it. No phone number, no government ID, no business documents.
- ●Free forever for the first $5,000/month processed
- ●No KYC
- ●No manual review
Get your API keys instantly
On signup completion you receive two keys: a publishable key (safe to embed in client-side JS) and a secret key (server-side only, shown once).
- ●pk_live_… for the embed widget
- ●xmr_live_… (sk) for the REST API
- ●Stored as a bcrypt hash on our side
Drop in the embed
One script tag on your site. The widget renders the catalog you configure in /products and handles the entire checkout, from coin selection to payment confirmation.
- ●One <script> tag
- ●Auto-binds buttons with data-xmrgate-pay
- ●postMessage events back to your page on success
Test a payment
Hit your own checkout, pay with a small amount, watch the webhook fire. Then ship.
- ●Live mode from day 1
- ●Small test amounts are fine
- ●Webhooks signed with HMAC-SHA256
Withdraw whenever
Set a payout wallet per coin in your dashboard. Trigger payouts manually or set an auto-payout threshold. We never move your funds without your explicit setting.
- ●Self-custody architecture
- ●No minimum balance
- ●Withdrawal fees at network cost only
Why is it free?
We make money two ways. Above $5,000/month processed, we take a small percentage on the currencies we support — typically half of what NowPayments and CoinGate charge. And for high-volume merchants, we offer a dedicated white-label tier. Below the free threshold, most of our infrastructure costs are sunk in our nodes — adding another merchant is roughly zero marginal cost to us.
Ready to go live?
Open the signup form, get your API key in 60 seconds, and ship today.