Pricing
Free to use.
We take 1–4% of what you earn.
No monthly plans. No setup fees. No cost to rotate addresses or hit the API. When a payment confirms and settles to your wallet, we keep a small cut. Your exact rate is set during our merchant review.
How your rate is determined
When you apply, we review your use case and expected volume. Your rate lands somewhere between 1% and 4% — the two factors that move it are below.
Your rate is fixed at approval and doesn't change unless you ask for a review. Higher-volume merchants can request a rate review at any time.
Monthly payment volume
Higher volume means a lower rate. A merchant processing $200k/month gets a meaningfully better rate than one just starting out. We look at your projected or historical volume at review time.
Indicative ranges only — exact rate set at review.
What you sell
Some categories carry more operational overhead or risk, which is reflected in the rate. Standard SaaS and digital products sit at the lower end. Higher-risk or high-chargeback-adjacent categories may be set higher.
Everything else is free
The cut we take on confirmed payments is the only thing we charge. Nothing else is metered or gated.
No monthly fee
No subscription to maintain. No cost on months where you don't process a single payment.
Unlimited API calls
Create checkouts, poll status, list invoices — all API calls are free regardless of volume.
Address rotations
Rotate your wallet addresses manually, on a schedule, or by volume trigger. Always free.
Webhook delivery
All webhook events, retries, and delivery logs are included. No separate webhook pricing.
Sandbox testing
Full sandbox on XMR stagenet and BTC testnet. No charges for test transactions.
Multiple API keys
Create separate keys per environment or integration. No limit on key count.
Subscription billing
Full lifecycle management for recurring plans — renewals, grace periods, cancellations.
No conversion spread
We don't convert currencies. You receive the coin paid. The cut is on the gross amount.
Frequently asked questions
When exactly do you take the cut?
When a payment confirms on-chain and settles to your wallet address. The percentage is deducted from the gross amount before we forward the remainder. Failed, expired, or unconfirmed payments are never charged.
Can I see my rate before applying?
We can give you a rough estimate if you tell us your use case and expected monthly volume. The exact rate is confirmed in your approval email. You're not committed to anything until you start processing.
Can I negotiate a lower rate?
Yes — volume is the main lever. If your actual processed volume is consistently higher than your initial estimate, reach out and we'll review it. Rates can only go down on review, not up.
Do you take a cut on refunds?
Crypto payments are irreversible — there's no chargeback mechanism. If you choose to refund a customer manually (sending crypto back), the original transaction fee is not refunded.
What counts as confirmed revenue?
The USD value of confirmed payments at the exchange rate locked at invoice creation. Expired checkouts, test payments on sandbox, and unconfirmed mempool transactions don't count.
Is the sandbox really free?
Yes. XMR stagenet and BTC testnet payments are completely free. Your rate only applies to mainnet transactions.
What happens if my rate isn't right for my use case?
Contact us before you apply. We'd rather set a fair rate upfront than have a merchant feel the pricing is off after they've integrated.
Curious what your rate would be?
Describe your use case in the application — we'll confirm the rate in the approval email.
