Comparison

How XMRgate compares.

An honest side-by-side with the alternatives we hear about most often. If we get something wrong about another product, email us and we'll fix it.

CapabilityXMRgateBTCPayNOWPaymentsCoinPayments
No-log infrastructureYesYesNoNo
Monero-first designYesPartialPartialPartial
Self-serve address rotationYesPartialNoNo
Hosted (no self-hosting)YesNoYesYes
Approval-gated merchantsYesNoNoNo
.onion API mirrorYesPartialNoNo
Non-custodial settlementYesYesNoPartial
REST API + official SDKsYesPartialYesYes
Stablecoin supportYesPartialYesYes
EU jurisdictionYesn/aNoNo

Last reviewed May 2026. Feature claims about third-party products are drawn from public documentation at the time of writing.

Pick XMRgate if…

Privacy is a product requirement. You want hosted infrastructure with no analytics, clear platform fees, merchant balances and payout controls.

Pick BTCPay if…

You want to self-host the entire stack and run your own nodes. Full control, more operational overhead.

Pick a mainstream gateway if…

You need fiat off-ramping, custody, KYC tooling, or instant chargeback flows — and don't mind the analytics footprint.

Still deciding?

Reach out — we'd rather talk you out of XMRgate than sell you the wrong tool.