Comparison
How XMRgate compares.
An honest side-by-side with the alternatives we hear about most often. If we get something wrong about another product, email us and we'll fix it.
| Capability | XMRgate | BTCPay | NOWPayments | CoinPayments |
|---|---|---|---|---|
| Documented data minimization | Yes | Partial | Partial | Partial |
| Monero-first design | Yes | Partial | Partial | Partial |
| Self-serve address rotation | Yes | Partial | No | No |
| Hosted (no self-hosting) | Yes | No | Yes | Yes |
| Approval-gated merchants | Yes | No | No | No |
| Release-gated mainnet rails | Yes | Partial | Partial | Partial |
| Non-custodial settlement | Yes | Yes | No | Partial |
| REST API + official SDKs | Yes | Partial | Yes | Yes |
| Stablecoin support | Yes | Partial | Yes | Yes |
| EU jurisdiction | Yes | n/a | No | No |
Last reviewed May 2026. Feature claims about third-party products are drawn from public documentation at the time of writing.
Pick XMRgate if…
Privacy is a product requirement. You want hosted infrastructure with limited operational analytics, clear platform fees, merchant balances and payout controls.
Pick BTCPay if…
You want to self-host the entire stack and run your own nodes. Full control, more operational overhead.
Pick a mainstream gateway if…
You need fiat off-ramping, custody, KYC tooling, or instant chargeback flows — and don't mind the analytics footprint.
Detailed comparisons
Each page covers one competitor in depth — privacy gaps, XMR support, fee breakdown, and when to pick them.
XMRgate vs BTCPay Server
Hosted vs self-hosted, Monero support, and operational overhead compared honestly.
Read comparison →
XMRgate vs NOWPayments
Data minimization, XMR address model, and payout flow.
Read comparison →
XMRgate vs CoinGate
Fee breakdown, KYC requirements, Monero support, and fiat settlement options.
Read comparison →
Still deciding?
Reach out — we'd rather talk you out of XMRgate than sell you the wrong tool.